Understand and manage your UAE utility bills. This section covers DEWA, SEWA, TAQA, FEWA and Etihad WE electricity and water bills, how to read and reduce a high bill, move-in and move-out, tariffs and the housing fee, plus district cooling, Ejari and health insurance checks. Practical guidance for the details the official portals assume you already know.
You can check and pay a SEWA bill without logging in through the one-time payment option on SEWA’s e-services portal, using your SEWA account number. The SEWA app, the Digital Sharjah app, bank apps, e& payment machines and SEWA’s own centres also take payments. Card payments carry a small fee, around 1.25% online. Sharjah’s electricity…
The Dubai housing fee is a Dubai Municipality charge collected through your DEWA bill. For tenants it is 5% of the annual rent registered in your Ejari tenancy contract, split into 12 monthly instalments, so a home rented at AED 100,000 a year carries about AED 417 a month. Owners who live in their own…
A chiller-free home is one where the landlord pays for the air conditioning, so you get no separate cooling bill. In buildings on district cooling, tenants pay a cooling company such as Empower directly, and the bill has two main parts: a demand charge for the cooling capacity reserved for your unit, which Empower sets…
The fastest way to check your medical insurance status in the UAE is through your insurer’s app or website, using your Emirates ID number. Insurers link each policy to the holder’s Emirates ID, so the app shows whether the policy is active, its expiry date and your network. If you do not know who your…
You can check a DEWA bill without logging in by entering the contract account number or the premise number on DEWA’s View Bill page. To pay without logging in, use DEWA’s website or smart app with the contract account number, which also lets you pay a friend’s or relative’s bill in full or in part….
A DEWA bill is usually high for one of five reasons: summer air conditioning pushing usage into pricier slabs, a change in the monthly fuel surcharge, the higher Dubai sewerage fee in 2026, fixed charges such as the housing fee and district cooling that do not fall when you use less, or a hidden leak….
DEWA charges residential electricity on four slabs: 23 fils per kWh for the first 2,000 kWh a month, 28 fils up to 4,000, 32 fils up to 6,000 and 38 fils above that. Residential water costs AED 7.70 per cubic metre for the first 27 m³, AED 8.80 up to 54 m³ and AED 10.12…